Why You Need Alipay in China
Cash is becoming obsolete in China. From street food vendors to luxury malls, 95% of transactions are done via mobile payment. Alipay is one of the two dominant payment apps.
Without mobile payment, you'll struggle with:
• 🚫 Buying from street vendors
• 🚫 Taking public transport
• 🚫 Ordering food delivery
• 🚫 Booking tickets online
Good News: International Cards Now Supported!
Since 2023, Alipay officially supports international credit and debit cards. You no longer need a Chinese bank account!
Supported Cards:
• ✅ Visa
• ✅ Mastercard
• ✅ JCB
• ✅ Diners Club
• ✅ Discover
Step-by-Step Setup Guide
Step 1: Download Alipay
Search for "Alipay" in your app store (Chinese name: 支付宝)
Step 2: Create Your Account
- Open Alipay and tap "Sign Up"
- Choose "International User"
- Enter your international phone number
- Verify with SMS code
Step 3: Add Your International Card
- Go to Me tab
- Tap Bank Cards
- Select "Add International Card"
- Enter card details
Step 4: Verify Your Identity
- Go to Me → Profile
- Tap "Verify Identity"
- Upload passport photo
- Take a selfie
Transaction Limits for International Cards
• Single transaction: ,000 USD
• Daily: ,000 USD
• Monthly: 0,000 USD
Common Issues & Solutions
"Card not supported"
- Check if your card is Visa, Mastercard, JCB, or Discover.
- Enable international transactions at your bank.
"App is in Chinese!"
- Tap Me → Settings (⚙️) → General → Language
- Select English
Pro Tips
- Download before you arrive - Set up before landing.
- Bring backup payment - Always carry a card and some cash.
- Use Tour Pass - Dedicated feature for tourists.
Last Updated: March 2026